At Hentons Financial Planning we understand that everyone is unique and that we all have different goals and aspirations for the future. By treating all of our clients as individuals and putting your goals at the heart of all the advice we give, we believe we are well placed to support you along your journey to financial freedom, helping to make truly informed decisions along the way.
We offer all prospective clients a free initial consultation. This allows us to understand more about your current circumstances and plans for the future, while giving us an opportunity to demonstrate how we work and where we can add value.
Upon formal engagement, we will then set about formulating your financial plan and where appropriate, prepare our recommendations.
We are independent Financial Advisors and therefore are not tied to any networks, product providers or platforms. This enables us to provide an unbiased approach and focus on the best outcomes for you.
The Hentons Financial Planning team has many years’ experience and a wealth of knowledge to provide our diverse client base with the advice they need.
We believe, by using the latest technology, we are uniquely placed to help make your financial planning as engaging as possible so we can forge a long-term relationship built on trust. Our core investment philosophy is guided by academic research rather than the latest fads.
Hentons Financial Planning are specialists in the following:
Everyone Is Unique
We believe that the best advice can only be given to our clients when we understand them, what makes them get up in the morning and what are their aspirations for the future.
Once we understand you and your financial circumstances we can put together a cashflow forecast, an insight in to your future, which will demonstrate where you are now in your journey. We then use this as the basis to commence your financial plan which will include:
Making sure you are getting the best from your tax efficient allowances and that you have enough money to maintain your standard of living throughout your lifetime. Where we identify those shortfalls exist we’ll be able to quantify them and guide you through your options to minimise or mitigate these.
We’ll be able to quantify your Inheritance Tax liability and, in conjunction with the Tax Specialists at Hentons Chartered Accountants, can ensure your hard-earned wealth can be passed through generations as efficiently as possible.
Your financial plan will help you understand the risks you are exposed to, which fall broadly fall in to two categories:
1) Financial Risks
2) Life Risks
Creating a solid financial plan now will then give you confidence in your financial future and peace of mind that you are in control of your affairs.
Of course, life doesn’t work in straight lines. Things change which will blow you off course so it is important to ensure your plan is kept under review at least annually so we can adapt to your circumstances, legislation, and investment markets.
Everybody has a different view on investment risk so it is vital that we understand your personal views, how this has been formed based on your previous experiences, and also what risks you can afford to take.
When considering appropriate investment strategies for our clients our approach is guided primarily through our core investment philosophy. This is based on academic research and can be summarised as follows:
Capital markets do a good job of fairly pricing all available information and investor expectations.
Diversification is key
A comprehensive, global asset allocation will reduce risk.
Risk and return are related
The compensation for taking on increased levels of risk is the potential to earn greater returns.
Maintain perspective and long term discipline.
“My wife and I started working with Hentons in 2008 when as a result of the ‘credit crunch’, I was being made redundant and fearful of my financial future. Hentons took the time to really understand our goals for retirement and put together a financial plan which not only provided us with the confidence I could afford to retire (two years early!) it also allowed us to understand what we could afford to spend enjoying ourselves without having to worry about running out of money! 12 years on and life is great, I’d highly recommend working with Hentons if you need some help planning your finances.”
Steve – Sheffield
“Thanks for this, very impressive and certainly not something I’ve been offered in such great depth from previous advisers, this really is refreshing and greatly appreciated.”
JR – Harrogate
If you wish to register a complaint, please write to or telephone:
tel: 0113 234 000
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
Hentons Financial Planning is the trading name of Hentons Wealth Limited which is registered in England and Wales under the company number 11133092. Hentons Wealth Limited is authorised and regulated by the Financial Conduct Authority FCA registration number 809391. A list of directors is available on request from the registered office.